Welcome to Our Financing Department

Welcome to Harper Kia's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

Flexible Financing Options

We're here to help you by going over every option clearly, and find the right plan for you.

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Kia Uber and Lyft Financing

Proud to offer competitive prices, we work hard to leave more money in your pocket.

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Questions? Get In Touch

Our Financial advisors are here to make this process simple and straight forward.

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Benefits of Financing Your Next Car Through Our Dealership

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Harper Kia has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

How Our Financial Experts Work for You


Our two finance managers Antoine and Laurence work with many lenders such as Coast Central Credit Union, Wells Fargo, Ford Credit, US Bank, Capital One, Northern Redwood Federal Credit Union, Northwest Acceptance Corp, and Chase to get you the best financing for your new vehicle. With over 10 years of experience dealing with loans and lenders they've helped many people get new vehicles. As a large volume dealership we can sometimes offer our customers rates lower than if they dealt directly with a bank.

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Browse Incentives & Vehicle Specials

 
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PRE-QUALIFY FOR AN AUTO LOAN by Filling Out Our Online Finance Application


Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing! Expedite your trip to our dealership by filling out our online finance application.

How Can We Help?

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  1. Harper Kia

    4800 N US Highway 101
    Eureka, CA 95503-9401

    • Sales: 707-443-7311
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Get in Touch

  • Contact our Sales Department at: 707-443-7311
  • Monday8:30AM - 7:00PM
  • Tuesday8:30AM - 7:00PM
  • Wednesday8:30AM - 7:00PM
  • Thursday8:30AM - 7:00PM
  • Friday8:30AM - 7:00PM
  • Saturday9:00AM - 6:00PM
  • Sunday11:00AM - 5:00PM